Financial Retirement Consultants Eugene OR

Preparing for retirement is an inescapable necessity. The sooner you start your retirement planning the better off your retirement investments will be. Retirement savings go a long way during your senior years when it’s time to relax. Let a professional financial consultant prepare a retirement plan that’s right for you. You have many options including 401 k, IRA, Roth IRA and more. Please scroll down for more information and contact one of the retirement planning consultants in Eugene, OR listed below that can get you started right away.

Ben Utley
Physician Family Financial Advisors
(541) 463-0899
399 East 10th Avenue, Suite 103
Eugene, OR
Expertises
Advising Medical Professionals, Retirement Planning & Distribution Rules, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, College/Education Planning, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, MS

Jeffrey Yamada
MCS Financial Advisors
(541) 345-7023
360 East 10th Avenue, Suite 200
Eugene, OR
Expertises
High Net Worth Client Needs, Financial Issues Between Generations, Ongoing Investment Management, Retirement Planning & Distribution Rules, Planning Issues for Business Owners, Divorce Planning
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MBA

Mr. Glen J. Lutz, CFP®
(541) 343-1729
3000 Gilham Rd
Eugene, OR
Firm
Concord Financial Counselors I
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Long-Term Care, Retirement Income Management, Retirement Planning, Securities, Social Security Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Ms. Katherine M. Suchan, CFP®
(541) 345-7023
360 E 10th Ave Ste 200
Eugene, OR
Firm
MCS Financial Advisors
Areas of Specialization
Comprehensive Financial Planning, Education Planning, General Financial Planning, Intergenerational Planning, Investment Management, Retirement Planning, Risk Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Mr. Matthew T. Adams, CFP®
(858) 337-5656
432 W 11th Ave
Eugene, OR
Firm
Jones & Roth Financial Advisors
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning, Retirement Planning

Data Provided by:
Arthur Brunson
ADB Capital Management, LLC
(541) 302-5814
401 E. 10th Avenue, Suite 245
Eugene, OR
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Socially Responsible Investments, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, College/Education Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Ryan Darwish
Darwish Capital Management
(541) 345-9025
5070 Donald Street
Eugene, OR
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Retirement Planning & Distribution Rules, Special Needs Planning, Financial Issues Between Generations, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, ChFc, CLU, MBA

Dione E Young, CFP®
(541) 683-5575
497 Oakway Rd, Ste 380
Eugene, OR
Firm
Waddell & Reed Inc

Data Provided by:
Mr. David D. Bonebrake, CFP®
(541) 868-3800
100 West 13th Ave
Eugene, OR
Firm
Bonebrake Financial Planning & Investments
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Investment Management, Securities, Small Business Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Medical/Dental Professionals

Data Provided by:
Mr. Ross A. Anderle, CFP®
(541) 685-2022
975 Oak St Ste 450
Eugene, OR
Firm
RBC Wealth Management
Areas of Specialization
Asset Allocation, Budget Development, Comprehensive Financial Planning, Education Planning, Estate Planning, Investment Management, Investment Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Data Provided by:

Retirement

Retirement, It Turns Out, Is a Journey

There are five distinct stages to retirement that impact not only the person moving through them, but also their families, workplace, communities and financial situations, according to Ameriprise Financial's The New Retirement Mindscape study.

Researchers have labeled the five stages that people experience before and during retirement as: imagination, anticipation, liberation, reorientation and reconciliation.

Imagination (15 to six years before Retirement Day): Retirement is not necessarily top of mind; people are putting children through college, pursuing their career, paying bills.

As retirement draws closer, they pay more attention to and define their goals and preparation needs. This is when a clearer vision emerges of what is wanted out of this next life phase, and a sense of enthusiasm and excitement about retirement develops.

Anticipation (up to five years before retirement): This is a time of excitement and hopefulness. Emotions intensify and financial resources are almost in place. People spend more time planning for recreation, new hobbies, family and new careers.

Liberation (Retirement Day and the year following): The honeymoon phase. It's a time of enjoyment, enthusiasm and hopefulness, and it lasts about a year. People feel excited, relieved, and liberated from worries and responsibilities. They miss their friends and work connections, but reconnect with spouses and families, hobbies, traveling and beginning new businesses – 89 percent indicated they were "very busy" during this time.

Reorientation (two to 15 years after retirement): After the initial liberation period, people transition into reorientation. During this time, which can last up to 15 years after Retirement Day, there's a let-down. How much of a let-down and how long it lasts depends on how they reorient their priorities, activities, relationships and daily living. People often discover the challenges of retirement may include depression, worry and/or boredom.

The study uncovered four distinct experiences within the reorientation stage of the retirement journey:

  • Empowered Reinventors (19%): This stage is a time of adventure, new challenges and fulfillment.
  • Carefree Contents (19%): This stage is a time of adjusting to a less frantic lifestyle without the stress of work and responsibilities. Eight out of 10 say they don't work at all.
  • Uncertain Searchers (22%): This stage is one of mixed feelings – they're still trying to figure out what to do with this time of their lives, and may not be on track financially for retirement.
  • Worried Strugglers (40%): This stage is most difficult due to a lack of planning and preparation. Most have not given much thought to what they want to do with their retirement years.

    Reconciliation (16 or more years after retirement): Many retirees enter a phase of relative contentment and acceptance. They begin to set their sights on moving to a new home, confront end-of-life issues with f...

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