Financial Retirement Consultants Albuquerque NM

Preparing for retirement is an inescapable necessity. The sooner you start your retirement planning the better off your retirement investments will be. Retirement savings go a long way during your senior years when it’s time to relax. Let a professional financial consultant prepare a retirement plan that’s right for you. You have many options including 401 k, IRA, Roth IRA and more. Please scroll down for more information and contact one of the retirement planning consultants in Albuquerque, NM listed below that can get you started right away.

Garth Scrivner
StanCorp Investment Advisers, Inc.
(505) 298-1098
6000 Uptown Blvd NE, Suite 470
Albuquerque, NM
Expertises
Advising Medical Professionals, High Net Worth Client Needs, Insurance Related Issues, including Annuities, Middle Income Client Needs, Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AAMS, BA, CDFA, CFP®, CPA/PFS

Donna Skeels Cygan
Sage Future Financial, LLC
(505) 298-4040
4800 Juan Tabo NE, Suite D
Albuquerque, NM
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Estate & Generational Planning Issues, College/Education Planning, High Net Worth Client Needs, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Mr. Chris N Cates, CFP®
(505) 872-5910
6301 Uptown Blvd NE Ste 100
Albuquerque, NM
Firm
RBC Wealth Management
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Brent B. Troy, CFP®
(505) 884-9816
2125 Louisiana Blvd NE
Albuquerque, NM
Firm
Merrill Lynch
Areas of Specialization
Asset Allocation, Employee and Employer Plan Benefits, Retirement Planning, Securities
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Louis V. Yegge Jr., CFP®
(505) 889-2808
6565 Americas Pkwy NE Ste 400
Albuquerque, NM
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Securities
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Stephen Madeyski
Stephen Madeyski Financial Planning
(505) 798-9496
7112 Cindy NE
Albuquerque, NM
Expertises
Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Middle Income Client Needs, Women's Financial Planning Issues, Investment Advice without Ongoing Management
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Mr. David P Bruner, CFP®
(505) 880-2704
2155 Louisiana Blvd Ste 3000
Albuquerque, NM
Firm
UBS Financial Services
Areas of Specialization
Charitable Giving, Comprehensive Financial Planning, Securities, Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. John C. Carroll, CFP®
(505) 872-7305
6565 Americas Pkwy NE Ste 400
Albuquerque, NM
Firm
Morgan Stanley Wealth Management

Data Provided by:
Mr. Alexander Cipollone, CFP®
(505) 883-4222
4300 San Mateo Blvd NE Ste B275
Albuquerque, NM
Firm
Raymond James Financial Services, Inc.
Areas of Specialization
Asset Allocation, Estate Planning, Investment Management, Investment Planning, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Ms. Rondi L. Thornton, CFP®
(505) 889-2813
6565 Americas Pkwy NE Ste 400
Albuquerque, NM
Firm
Morgan Stanley Smith Barney, LLC
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Debt Management, Insurance Planning, Investment Management, Retirement Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
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Retirement

Retirement, It Turns Out, Is a Journey

There are five distinct stages to retirement that impact not only the person moving through them, but also their families, workplace, communities and financial situations, according to Ameriprise Financial's The New Retirement Mindscape study.

Researchers have labeled the five stages that people experience before and during retirement as: imagination, anticipation, liberation, reorientation and reconciliation.

Imagination (15 to six years before Retirement Day): Retirement is not necessarily top of mind; people are putting children through college, pursuing their career, paying bills.

As retirement draws closer, they pay more attention to and define their goals and preparation needs. This is when a clearer vision emerges of what is wanted out of this next life phase, and a sense of enthusiasm and excitement about retirement develops.

Anticipation (up to five years before retirement): This is a time of excitement and hopefulness. Emotions intensify and financial resources are almost in place. People spend more time planning for recreation, new hobbies, family and new careers.

Liberation (Retirement Day and the year following): The honeymoon phase. It's a time of enjoyment, enthusiasm and hopefulness, and it lasts about a year. People feel excited, relieved, and liberated from worries and responsibilities. They miss their friends and work connections, but reconnect with spouses and families, hobbies, traveling and beginning new businesses – 89 percent indicated they were "very busy" during this time.

Reorientation (two to 15 years after retirement): After the initial liberation period, people transition into reorientation. During this time, which can last up to 15 years after Retirement Day, there's a let-down. How much of a let-down and how long it lasts depends on how they reorient their priorities, activities, relationships and daily living. People often discover the challenges of retirement may include depression, worry and/or boredom.

The study uncovered four distinct experiences within the reorientation stage of the retirement journey:

  • Empowered Reinventors (19%): This stage is a time of adventure, new challenges and fulfillment.
  • Carefree Contents (19%): This stage is a time of adjusting to a less frantic lifestyle without the stress of work and responsibilities. Eight out of 10 say they don't work at all.
  • Uncertain Searchers (22%): This stage is one of mixed feelings – they're still trying to figure out what to do with this time of their lives, and may not be on track financially for retirement.
  • Worried Strugglers (40%): This stage is most difficult due to a lack of planning and preparation. Most have not given much thought to what they want to do with their retirement years.

    Reconciliation (16 or more years after retirement): Many retirees enter a phase of relative contentment and acceptance. They begin to set their sights on moving to a new home, confront end-of-life issues with f...

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